HARD MONEY PRIVATE LENDING SERVICES RESIDENTIAL & COMMERCIAL REAL ESTATE INVESTMENTS

We are a direct Hard Money Lender that provides creative loan solutions for borrowers, backed by responsible real estate investors. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible and structured around each individual client.

STANDARD RATES & TERMS

Interest Rates: As Low as 6.99% (Interest Only Payments)

LTV: Up to 70%

Lien Position: 1st Trust Deeds Only

Loan Fee: 1 – 3 Pts

Commitment Fees: None

Loan Amount: $50,000 and Up

Loan Term: Up to 36 Months*

Documentation: Stated Income*

Underwriting Times: 48 Hours

Closing Times: As little as 7 days

Geography: California Only

Whatever your financial requirements may be, we have unique funding solutions that fit.

• Since 2003 we have helped thousands of clients successfully obtain hard money residential and commercial investment property loans in amounts anywhere from $25,000 to $4,000,000.
• The hard money loan is designed to assist real estate investors who would like to close quickly on real estate purchase transactions, or to access existing equity on real estate already owned. NSM’s hard money loan is a fast and easy solution to realize your next investment opportunity. If you have a viable exit strategy that is short-term, NSM’s standard hard money loan is an excellent loan product to consider. This loan must be securitized in first lien position on either residential, multi-family, or commercial real estate.
• We close hard money investment property loans very quickly with affordable rates and aggressive terms that few others can offer.

Commercial Loans. Our Commercial Hard Money handles both purchase and refinance transactions on all types of commercial/income producing properties such as Retail Stores, Mobile Home Parks, Office Buildings, Industrial Properties, Apartment/Condominium Complexes, Restaurants, etc. Average closings for Commercial loan applications are generally 2-weeks to 3-weeks.

Residential Loans.NSM is providing private money for owner occupied borrowers in need of residential loans for a primary residence. Residential hard money loans are also available for non-owner occupied residential investment property.

Investment Property LoansThere are several reasons to seek out investment property loans, such as the speed with which they can be attained when compared with traditional lending and the flexibility of our private loan terms. Whatever your financial situation is—and regardless of what kind of property you wish to invest in—we can help you find a hard money investment property loan with the terms that you need to achieve your goal.

As a Direct Private Money Lender, we make quick lending decisions and can streamline the loan process which provides a quick turnaround time on making a decision and solving your financing needs.